Address
306 Water Street, St. Joseph, MI
Price
$ 1,129,000
Property Attributes
- MLS#26021268
- TypeCondos
- Listing Status Active
- CountyBERRIEN
- CitySt. Joseph
- AreaSt. Joseph City
- NeighborhoodSt. Joseph City
- Zip49085
- StyleTownhouse
- Year Built1989
- Taxes$ 15485
- Price$ 1,129,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage1891
- Lot Size2.17 Acres
Data Source:
Michigan Regional Information Center (MICHRIC)
Property Description
LUXURY MEETS LAKESIDE LIVING! Located where the St. Joseph River meets Lake Michigan, this exceptional 3-bedroom, 2.5-bath Townhome Villa is located within an exclusive gated waterfront association and offers unobstructed Lake views, lighthouse views, and views of both the North and South Piers. Designed for both everyday living & entertaining, the main level features marble flooring, a gourmet kitchen with custom cherry cabinetry, an expansive granite island, stainless-steel appliances. A wet bar off the dining area and a carved natural gas fireplace create a warm and inviting gathering space. The living room opens to a private lake-view balcony, perfect for enjoying spectacular sunsets over Lake Michigan. Upstairs, the lake-view primary suite features its own private balcony, spa-style bathroom, walk-in shower, generous closet space, along with two additional bedrooms. The attached two-car garage with ceramic tile flooring offers exceptional versatility and can easily serve as additional entertaining space for larger gatherings. The garage also provides direct patio access for grilling and outdoor entertaining. Boating enthusiasts, this property offers a deeded 55-foot boat slip with a 28,000-pound boat lift, providing convenient & protected access to Lake Michigan. Few properties along Michigan's Sunset Coast offer this combination of unobstructed waterfront views, private boating infrastructure, and direct access to Lake Michigan. The waterfront lifestyle continues with association amenities including a heated pool, clubhouse, and guest parking. Just minutes from Silver Beach, downtown St. Joseph restaurants, the Whirlpool Fountain, Carousel, Shadowland Pavilion, Curious Kids Museum, Krasl Art Center, Farmers Market, and Antiques on the Bluff. Lake views. Private balconies. Gourmet kitchen. Custom cherry cabinetry. Granite island. Wet bar. Natural gas fireplace. Spa-style primary bath. Two-car garage. Heated pool. Gated waterfront association. This is lakeside living with the space, amenities, and boating access to make your dream a reality.
| Middle School | High School |
|---|---|
| Upton Middle School | St. Joseph High School |
| Price History | |
|---|---|
| 5/11/2026 | Listed $1,159,000 |
| 7/24/2026 | 3$1,129,000 |
General Features
| Sewer | Public |
|---|---|
| Heating | Forced Air |
| Cooling | Central Air |
| Utilities | Natural Gas Available,Electricity Available,Cable Available,Natural Gas Connected,Cable Connected,High-Speed Internet |
| Possession | Close Of Escrow |
| Roof | Other |
| Appliances | Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer |
| HOA Fee | 655.0 |
| Garage Spaces | 2.0 |
| Association Fee Includes | Snow Removal,Lawn/Yard Care |
| Pool Features | In Ground |
| Security Features | Gated Community,Smoke Detector(s) |
| Construction Materials | Stone,Stucco,Other |
| Exclusions | Dining room Chandelier,Garage shelving,work bench and garage refrigerator. |
| Year Built | 1989 |
| Stories Count | 3 |
| Township | St. Joseph City |
| Property Subtype | Condominium |
| Tax Year | 2025 |
| Ownership | Private Owned |
| Waterfront Features | Lake,River |
| Assoc Fee Paid Per | Monthly |
| County | Berrien |
| New Construction | No |
| Property Type | Residential |
| Association Amenities | Clubhouse,Meeting Room,Pets Allowed,Pool,Security |
| HOA | Yes |
| Attached Garage | Yes |
| Subdivision Name | The Waterfront Association |
| Garage Y/N | Yes |
| Total Rooms | 9 |
| Full Baths | 2 |
| Status | Active |
| Directions | Water Street |
| City | St. Joseph |
| Body of Water | Lake Michigan |
| High School District | St. Joseph |
| Lot Size Units | Acres |
| Lot Size Square Feet | 94594.0 |
| Carport Y/N | No |
| Listing Terms | Cash,Conventional |
| Land Lease Y/N | No |
| Tax Annual Amount | 15485.0 |
| Home Warranty Y/N | No |
| Lease Renewal Y/N | No |
| Additional Parcels Y/N | No |
| Rent Control Y/N | No |
| Structure Type | Townhouse |
| Standard Status | Active |
| Occupancy Type | Owner |
| Tax Assessed Value | 265489 |
| MobileHomeRemainsYN | No |
| Legal Description | UNIT 53 THE WATERFRONT BLDG NO 4 LIBER 36 PAGE 1 |
| Senior Community | None |
Interior Features
| Interior Amenities | Broadband,Garage Door Opener,Wet Bar,Center Island,Pantry |
|---|---|
| Basement | Slab,Walk-Out Access |
| Flooring | Carpet,Ceramic Tile,Tile |
| Total Fireplaces | 1 |
| Fireplace Features | Other |
| Air Conditioning Y/N | Yes |
| Heating Y/N | Yes |
| Window Features | Screens,Window Treatments |
| Fireplace Y/N | Yes |
| Half Baths | 1 |
| Laundry Features | In Unit,Upper Level |
| Total Bedrooms | 3 |
| Total Baths | 3 |
| Pantry | True |
Exterior Features
| Exterior Amenities | Balcony |
|---|---|
| Parking Features | Garage Faces Rear,Garage Door Opener,Attached |
| Lot Features | Sidewalk,Site Condo |
| Water Source | Public |
| Lot Size Area | 2.17 |
| Spa | No |
| Building Area Total | 1739.0 |
| Lot Dimensions | for association |
| Lot Size Acres | 2.17 |
| Road Surface Type | Paved |
| Waterfront Y/N | Yes |
| Crops Included Y/N | No |
| Horse Y/N | No |
| Irrigation Water Rights Y/N | No |
| Dock | True |
| View | True |
| All Sports | True |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Pets
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Condos Average in 49085
Price
Taxes
Year Built
In The Neighborhood
St. Joseph
$ 400,000
3616 Lakeshore Drive # E11
St. Joseph, MI 49085
- Type
- Condos
- Size
- 950 SqFt
- Rooms
- 2 Beds + 1 Baths
St. Joseph
$ 2,900,000
200 Lake Street # 7a/8a
St. Joseph, MI 49085
- Type
- Condos
- Size
- 4,768 SqFt
- Rooms
- 6 Beds + 5.5 Baths
St. Joseph
$ 400,000
3612 Lakeshore Drive # D12
St. Joseph, MI 49085
- Type
- Condos
- Size
- 950 SqFt
- Rooms
- 2 Beds + 1 Baths
Open House
St. Joseph
$ 569,900
333 State Street
St. Joseph, MI 49085
- Type
- Condos
- Size
- 1,626 SqFt
- Rooms
- 2 Beds + 2 Baths
St. Joseph
$ 325,000
3622 Lakeshore Dr. Drive # G12
St. Joseph, MI 49085
- Type
- Condos
- Size
- 970 SqFt
- Rooms
- 2 Beds + 1 Baths
St. Joseph
$ 699,000
929 Harbor Drive E
St. Joseph, MI 49085
- Type
- Condos
- Size
- 1,915 SqFt
- Rooms
- 3 Beds + 2.5 Baths
St. Joseph
$ 785,000
844 Sailors Way
St. Joseph, MI 49085
- Type
- Condos
- Size
- 1,810 SqFt
- Rooms
- 3 Beds + 3 Baths
St. Joseph
$ 209,900
3624 Lakeshore Drive # H-1
St. Joseph, MI 49085
- Type
- Condos
- Size
- 950 SqFt
- Rooms
- 2 Beds + 1 Baths
St. Joseph
$ 825,000
852 Sailors Way
St. Joseph, MI 49085
- Type
- Condos
- Size
- 1,810 SqFt
- Rooms
- 3 Beds + 3 Baths
St. Joseph
$ 815,000
820 Sailors Way
St. Joseph, MI 49085
- Type
- Condos
- Size
- 1,810 SqFt
- Rooms
- 3 Beds + 3 Baths
St. Joseph
$ 785,000
828 Sailors Way
St. Joseph, MI 49085
- Type
- Condos
- Size
- 1,810 SqFt
- Rooms
- 3 Beds + 3 Baths
St. Joseph
$ 247,500
3620 Lakeshore Drive # F3
St. Joseph, MI 49085
- Type
- Condos
- Size
- 950 SqFt
- Rooms
- 2 Beds + 1 Baths
Listing information is provided by Participants of the MichRIC MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. ©: MichRIC MLS. Last Update September 25, 2026 9:36 PM UTC
Greater Lansing Association of Realtors® (GLAR) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
